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![If your bank account lacks checkbook facility, EPFO offers an alternative solution. (Representative image) If your bank account lacks checkbook facility, EPFO offers an alternative solution. (Representative image)](https://images.news18.com/ibnlive/uploads/2021/07/1627283897_news18_logo-1200x800.jpg?impolicy=website&width=510&height=383)
If your bank account lacks checkbook facility, EPFO offers an alternative solution. (Representative image)
EPFO has relaxed the requirement for uploading certified bank passbook and check photos.
In some cases, the Employees Provident Fund Organization (EPFO) has further relaxed the claim settlement rules. According to a recent circular from the superannuation fund authority, EPFO members are exempted from the need to provide certified images of bank passbooks or check leaves in certain circumstances.
Also Read: Withdraw PF Easily: Here is the EPFO member guide on using Umang app:
EPFO uses additional verification measures to ensure accuracy of claims. This may consist of:
- Online Bank KYC Verification: Verify KYC details directly with your bank or NPCI (National Payments Corporation of India).
- Employer Verification with DSC: Employers can verify bank account information using a Digital Signature Certificate (DSC).
- Verification of seeded Aadhaar number: UIDAI verifies the Aadhaar number of the bank.
This will help speed up the processing of online claims and reduce the number of claims that are denied because online claims are submitted without a bankbook or check proof image.
Moreover, EPFO may not have specified the eligibility requirements. Here are some possible outcomes:
- Verified Bank Data: If your bank information has previously been verified by KYC or other methods, you do not need to submit any documentation.
- Claim Amount: Relief may apply to claims that are less than a specified threshold.
The best document to support an EPF claim is an original canceled check with the member's name, bank account number and IFSC code prominently displayed. This serves to verify your bank account information in order to resolve your claim.
If your bank account lacks checkbook facility, EPFO offers an alternative solution. You can send us a copy of the first page of your bank passbook, duly certified (with the stamp and signature of the bank manager). This verified copy of the passbook must include the bank account number and IFSC code.
How do I submit my claim online?
- Step 1: Log in to the member interface using your UAN credentials.
- Step 2: Verify that the KYC and service eligibility conditions listed in your UAN are accurate and complete.
- Step 3: Select the relevant claim.
- Step 4: To complete the online claim submission, verify with your mobile number registered with UIDAI and the received OTP.
Eligibility for application is as follows:
- You must have a registered membership and a valid Universal Account Number (UAN).
- Aadhaar number, bank account number and other KYC information must be seeded and verified in your UAN account.
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